Savings Rates
Rates Effective December 28, 2012
| Share & Checking Accounts | Minimum |
Dividend Rate |
APY |
Regular Share Account |
$5.00 |
0.01% |
0.01% |
Visa Pledge Account |
$5.00 |
0.01% |
0.01% |
60+ Share Account |
$5.00 |
0.01% |
0.01% |
Share Draft Account |
$0.00 |
N/A |
|
60+ Share Draft Account |
$0.00 |
N/A |
|
IRA Shares |
$5.00 |
0.01% |
0.01% |
| Share Certificates | Minimum |
Dividend Rate |
APY |
Term |
|
|
|
30 Day |
$500.00 |
0.01% |
0.01% |
90 Day |
$500.00 |
0.01% |
0.01% |
180 Day |
$500.00 |
0.01% |
0.01% |
1 Year |
$500.00 |
0.01% |
0.01% |
2 Year |
$500.00 |
0.10% |
0.10% |
IRA Share Certificates |
Minimum |
Dividend Rate |
APY |
1 Year |
$500.00 |
0.01% |
0.01%
|
2 Year |
$500.00 |
0.10% |
0.10%
|
All rates and yields are subject to change without notice. APY is an abbreviation for Annual Percentage Yield.
Some restrictions may apply. All loans are subject to approval. Some restrictions may apply.
APR is an abbreviation for annual percentage rate.
Loan Products
Rates Effective February 3 , 2012
Loan Type |
Terms |
APR |
New & Used Autos |
Up to 84 Months |
3.24%-13.24% |
New Boats & RVs |
Up to 84 Months |
6.49%-16.49% |
Used Boats & RVs |
Up to 84 Months |
6.99%-16.74% |
New & Used Boats & RVs |
96-120 Months |
See Lending Staff for details |
New Motorcycles |
Up to 72 Months |
6.49% - 15.99% |
Used Motorcycles |
Up to 72 Months |
6.99% - 16.49% |
Line of Credit—Up to $25,000 limit |
Revolving |
7.99% - 17.49% |
Signature Loan—Up to 25,000 limit |
Varies |
7.99% - 17.49% |
Visa Card—Up to $25,000 limit |
Revolving |
9.90% |
Home Mortgage Loans * |
Up to 30 Years |
See Lending Staff for details |
HELOC |
Up to 180 Months |
Variable |
All loans are subject to approval of credit. Rate and terms are based on credit experience & credit score.
Some restrictions may apply. APR is an abbreviation for annual percentage rate. All collateral may be subject to inspection.
New Autos may finance 100% of retail + TT&L depending on credit quality. Used Autos may finance 100% of NADA retail plus TT&L.
New & Used Motorcycles may finance 100% of NADA retail plus TT&L.
Rates include a 0.25% discount for a checking account and 0.25% discount for loan payments made by direct deposit.
*Processed in partnership with Credit Union Home Mortgage Solutions
** Using your home to secure a loan is a big decision and we want to make sure you’re comfortable with
it. For that reason, when we receive your application for a
Home Equity Line of Credit we’ll give you a
copy of “When Your Home Is On The Line: What You Should Know About Home Equity Lines of
Credit,” a consumer
brochure published by the Federal Reserve Board. You may also obtain a copy of this
brochure from the loan department at any time.
