Savings Rates
Rates Effective December 28, 2012

Share & Checking Accounts

Minimum

Dividend Rate

APY

Regular Share Account

$5.00

0.01%

0.01%

Visa Pledge Account

$5.00

0.01%

0.01%

60+ Share Account

$5.00

0.01%

0.01%

Share Draft Account

$0.00

N/A

60+ Share Draft Account

$0.00

N/A

IRA Shares

$5.00

0.01%

0.01%

Share Certificates

Minimum

Dividend Rate

APY

Term

 

 

 

30 Day

$500.00

0.01%

0.01%

90 Day

$500.00

0.01%

0.01%

180 Day

$500.00

0.01%

0.01%

1 Year

$500.00

0.01%

0.01%

2 Year

$500.00

0.10%

0.10%

IRA Share Certificates

Minimum
Dividend Rate
APY
1 Year
$500.00
0.01%
0.01%
2 Year
$500.00
0.10%
0.10%

All rates and yields are subject to change without notice. APY is an abbreviation for Annual Percentage Yield.
Some restrictions may apply. All loans are subject to approval. Some restrictions may apply.
APR is an abbreviation for annual percentage rate.

Loan Products
Rates Effective February 3 , 2012

Loan Type

Terms

APR

New & Used Autos

Up to 84 Months

3.24%-13.24%

New Boats & RVs

Up to 84 Months

6.49%-16.49%

Used Boats & RVs

Up to 84 Months

6.99%-16.74%

New & Used Boats & RVs

96-120 Months

See Lending Staff for details

New Motorcycles

Up to 72 Months

6.49% - 15.99%

Used Motorcycles

Up to 72 Months

6.99% - 16.49%

Line of Credit—Up to $25,000 limit

Revolving

7.99% - 17.49%

Signature Loan—Up to 25,000 limit

Varies

7.99% - 17.49%

Visa Card—Up to $25,000 limit

Revolving

9.90%

Home Mortgage Loans *

Up to 30 Years

See Lending Staff for details

HELOC

Up to 180 Months

Variable

All loans are subject to approval of credit. Rate and terms are based on credit experience & credit score.
Some restrictions may apply. APR is an abbreviation for annual percentage rate. All collateral may be subject to inspection.
New Autos may finance 100% of retail + TT&L depending on credit quality. Used Autos may finance 100% of NADA retail plus TT&L.
New & Used Motorcycles may finance 100% of NADA retail plus TT&L.
Rates include a 0.25% discount for a checking account and 0.25% discount for loan payments made by direct deposit.

*Processed in partnership with Credit Union Home Mortgage Solutions

** Using your home to secure a loan is a big decision and we want to make sure you’re comfortable with it. For that reason, when we receive your application for a
Home Equity Line of Credit we’ll give you a copy of “When Your Home Is On The Line: What You Should Know About Home Equity Lines of Credit,” a consumer
brochure published by the Federal Reserve Board. You may also obtain a copy of this brochure from the loan department at any time.